Introduction
At MoneyX (https://www.moneyx.ng), we value and respect your privacy. This Privacy Policy outlines how we collect, use, store, and safeguard your personal data when you visit our website, read our financial guides, utilize our financial calculators, or interact with our services in compliance with the Nigeria Data Protection Act (NDPA 2023) and global best practices.
Who We Are
MoneyX is an independent Nigerian financial publishing platform founded and managed by MM Kolawole. Our editorial desk provides free, rigorously vetted guides covering retail banking, mobile USSD codes, fintech applications, business registration, and real-time exchange rates. Our registered contact desk is located in Ikeja, Lagos State, Nigeria.
Information We Collect
1. Information You Voluntarily Provide
- Contact Forms & Inquiries: When you send inquiries via our Contact Us desk (/contact/), we collect your name, email address, subject, and the message content you provide.
- Newsletter & Subscriptions: If you voluntarily subscribe to financial market alerts or updates, we retain your email address solely for delivering requested bulletins.
2. Information Automatically Collected
When you browse MoneyX, standard server logs and analytics engines record non-personally identifiable diagnostic information, including:
- Your Internet Protocol (IP) address and approximate geolocation (city/country level).
- Browser brand, version, and device operating system.
- Pages viewed, time spent per guide, referral URLs, and exit paths.
- Technical metrics such as page load speed and layout responsiveness.
Cookies and Third-Party Advertising (Google AdSense)
MoneyX utilizes cookies, web beacons, and local storage to optimize user experience, remember currency conversion preferences, and sustain our free educational operations through display advertisements.
Google AdSense and DoubleClick DART Cookies
- Third-party vendors, including Google, use cookies to serve ads based on your prior visits to MoneyX.ng or other sites across the Internet.
- Google’s use of advertising cookies enables it and its partners to serve targeted advertisements based on your visits to our site and other destinations across the web.
- You may opt out of personalized advertising at any time by visiting Google’s official Google My Ad Center or by visiting AboutAds.info Choices.
- For comprehensive technical details on our cookie classifications and management options, please review our dedicated Cookie Policy.
How We Use Your Information
- To publish and maintain reliable Nigerian banking and financial consumer education.
- To respond swiftly to editorial inquiries, correction notices, and reader feedback.
- To measure traffic volumes and eliminate broken links or slow-loading assets.
- To prevent fraudulent automated scraping, malicious attacks, and comment spam.
We never sell, rent, lease, or monetize your personal contact information to third-party data brokers or marketing firms.
Data Retention and Security
We implement enterprise-grade encryption (HTTPS/TLS) across all website connections to ensure data transmitted between your device and our servers is secure. Server access is restricted to authorized technical administrators under multi-factor authentication.
Your Data Protection Rights (NDPA 2023)
Under Nigerian data privacy regulations, you possess the right to:
- Request access to any personal information we hold about you.
- Request correction of inaccurate or incomplete personal records.
- Request deletion or erasure of your email records from our contact logs.
- Object to processing or withdraw consent at any time without penalty.
To exercise any of these rights, contact our Data Protection Officer at [email protected]. Requests are resolved within 7 business days.
Third-Party Links & Disclaimers
MoneyX publishes links to official regulatory portals (such as the Central Bank of Nigeria – CBN, Corporate Affairs Commission – CAC, and Federal Competition and Consumer Protection Commission – FCCPC) as well as commercial banking websites. We are not responsible for the privacy practices or content of third-party external domains. We encourage users to inspect third-party privacy statements upon leaving MoneyX.
Updates to This Policy
This Privacy Policy is periodically reviewed to reflect statutory updates and technological enhancements. Any modifications will be posted directly to this URL with an updated effective date.
Last Revised: October 2026
Contact Our Compliance Desk
For questions or comments regarding this policy, reach us via:
- Email: [email protected]
- Editorial Desk: Ikeja, Lagos State, Nigeria
- Official Contact Form: https://www.moneyx.ng/contact/